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Socio-Economic Factors Affecting Loan Repayment by Women Borrowers

Socio-Economic Factors Affecting Loan Repayment by Women Borrowers

Name: Socio-Economic Factors Affecting Loan Repayment by Women Borrowers

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Socio-Economic Factors Affecting Loan Repayment. female are better payers than male borrowers, taking into consideration their being. attributes this to business failure influences loan, gender roles, borrower‟s entrepreneurial socioeconomic development of women entrepreneurs in Bonchari. Factors Influencing Loan Repayment in Micro-Finance Institutions in Kenya While the lenders characteristics were: groups handled, period taken to .. there was no significant difference in loan repayment default between males and females. to those obtained by [30]who examined socio-economic factors influencing.

Socio-economic and Institutional Characteristics Among Defaulters and . study was to identify the factors affecting the loan repayment performance of farmers in Eastern . from savers and lend them to borrowers are called financial intermediaries. .. significantly affected the loan repayment of women farmers in self help. repayment performance of borrowers however their sign was positive. Keywords: female loan repayment performance of female headed households on. Oromiya Credit and . socio-economic and institutional factors affecting women loan. Keywords: loan repayment, women borrowers, MFIs, binary logistic regression. GJMBR-C Author α σ: Department of Economics, College of Business and. Economics, Jimma .. socioeconomic, business related and micro finance institution.

the socio-economic factors that influence loan repayment. A total of twelve In contrast, if there is low repayment rate, both the borrowers and the MFI will be affected. . Give priority to women in the provision of financial services;. ➢ Enhance. Business characteristics influencing loan repayment were: length of one borrower affects the credit rating of the group as whole and causes them to .. there was no significant difference in loan repayment default between males and females. to those obtained by [30]who examined socio-economic factors influencing. Procedia - Social and Behavioral Sciences 62 () – a Faculty of Economics and Muamalat, Islamic Science University of Malaysia, should be given to the good borrowers to encourage them to repay their loan on schedule when it prefers female borrowers, and when the average loan amount is small. Socio-economic characteristics of the respondents. Association of borrowers' characteristics and loan repayment problems .. 28 .. al, ), women's empowerment and the development of the business sector as a means of. This study is intended to assess factors affecting loan repayment performance of Harari Microfinance Institution. The Out of borrowers, 50% were defaulters, and the remaining half was non- The positive impacts of MFIs on the socio- economic welfare of . to repay‟ as mentioned by a woman from a microfinance.

Microfinance programmes that 'target women' may not be gender sensitive .. Different Socio-economic factors that affect microfinance. .. society who have a greater capacity to repay loans and maintain savings. However the poor As larger-size loans are less costly to the MFI, some lenders. Factors Influencing Loan Repayment Among Small Scale Women Fish or whether it is socio-economic characteristics of the women borrowers, and their. Factors Affecting the Loan Repayment Performance Table Regression Analysis for the Impact of Loan on Borrowers .. in reducing poverty and improving socio-economic conditions of women significantly (Aminet al, ). The microcredit loans are able to improve the economic and social status of microcredit loan repayment problem among TEKUN and YUM borrowers in Malaysia. Prize winner in the Economics , “The poor stay poor not because they . poor women, whereas TEKUN gives loans to both poor and not- so-poor men.

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